To protect your assets
and revenue-generating capacity, here are some of the types
of insurance available:
Building and contents
Covers the building, contents and stock of your business
against fire and other perils such as earthquake, lightning,
storms, impact, malicious damage and explosion.
Burglary
Insures your business assets against burglary, and is most
important for retailers or a business which maintains an
unattended premises.
Business
interruption or loss of profits
Covers you if your business is interrupted through damage to
property by fire or other insured perils. Ensures your
ongoing expenses are met and anticipated net profit is
maintained through a provision of cash flow.
Fidelity guarantee
Covers losses resulting from misappropriation by employees
who embezzle or steal.
Machinery
breakdown
Protects your business when mechanical and electrical plant
and machinery at the work site break down.
Motor vehicle
It is compulsory to insure all company or business vehicles
for third party injury liability. Many different types of
policies are available, so make sure you understand the
options before making a decision.
